The Relationship between Government Programs and Unemployment Rates in Jordan (2004-2014)

This study is aimed to show the relationship between governmental programs and unemployment rates in Jordan for the period (2004 – 2014). The study relied on descriptive methodology to show the relationship between the study variables represented by unemployment rate and the governmental programs that have been implemented during the study period, namely: (economic and social development plan and the employment and the vocational & technical training support, which are a part of the Executive Development Program).The study showed a relationship between the governmental programs, which have been implemented, and the unemployment rates, since unemployment rates declined as a result of the implementation of these programs during the study period.The study concluded the number of recommendations including: Establishing development projects to stimulate economic growth, orientation of local and foreign investments towards direct treatment  to reduce the unemployment rate by providing actual job opportunities, adjustment and regulation of  labor market and seeking the substitution of national workers instead of foreign workers gradually, adjustment of the employment process in the qualified industrial zones, unify efforts and increase coordination between the concerned parties and bodies to solve the unemployment problem and helping the groups more affected by the issue of unemployment and to focus on a young group of (17-24) years old by orienting them towards professional and vocational work

Trends of the Citizens of Mafraq Governorate towards the Causes of Economic Poverty

This study aimed to identify the attitudes of the citizens of Mafraq Governorate towards the economic causes of poverty. The study sample consisted of 408 participants representing (0.14%) of the population of the study, were selected  randomly  .  To achieve the goal of the study, a questionnaire consisted of 56 items is used.  Data were collected and analyzed using (SPSS). The study relied on the analytic and descriptive approach. Results showed the attitudes of Mafraq Governorate’s citizens towards the economic causes of poverty were high with a mean ( 4.02 – 5.00) in terms of "high prices compared to the family income", "low level of income", "lack of job opportunities because  of favoritism and nepotism", " high prices in the market"," the disparity and inequality in fortune distribution and production resources" and "the stumbling of economic development programs". In light of study’s results , the researcher provides  a number of scientific and practical recommendations. The study aimed to identify the trends of the citizens of Mafraq Governorate about the causes of economic poverty, may be members of the population of the study (408) of the study population and representing a rate of (0.14%) of the nearly study population, were chosen in a manner random sample relative, but the purpose of the study was the use of a questionnaire Head of the referendum as a psychometric tool, and trends of the questionnaire (56), paragraph, and after data collection and discharged processed using the statistical program for Social Sciences (SPSS), and used the descriptive analysis and deductive methods in order to determine the extent of substantial differences. Study the following results showed: that the citizens of trends Mafraq Governorate about the causes of economic poverty (high) reaching the arithmetic average of the respondents (4.02: 5.00) in terms of "high prices compared to the family income," "low level of income," "lack of job opportunities because favoritism and nepotism "," high prices in the market "," the disparity and inequality in wealth distribution and production resources, "and" economic development programs stumble, "in light of the results of this study have been drafting a number of scientific and practical recommendations

Economic Determinants of Capital Flight in Jordan: An Empirical Study

The aim of this study is to estimate the constraints of Capital Flight during the period from 2000 to 2013. The statistical analysis showed a positive statistical significant relationship between the external public debt, taxes, economic openness, previous capital flight, and Capital flight in Jordan. However, it also showed a negative statistical significant relationship between the growth rate of the economy and capital flight. This was together with the most important recommendations of the need to monitor the flight of capital through creating a Department in the central bank to control money flight. Therefore, this was aimed in reducing the external public debts that increase the phenomenon of Capital flight and cooperate with international institutions and the United Nations to locate the place of money flight

The Econometrics Effect of Information Technology Investment on Financial Performance in the Jordanian Banking Sector over the Period 1993-2014

This study measures theRelationship between IT investment and Financial performance in the JordanianBanking Sector over the Period 1993-2014. The profitability equation isestimated by panel least squares, and the effect of IT investment on bankprofitability and compared with different bank groups, such as large- andsmall-asset banks, and high- and low-IT use. The empirical analysis of thisstudy reveals that the IT ratio and EAR and INF have relatively strongexplanatory powers for bank profitability. The results indicate that for largebanks the estimates of the IT ratio are positive for ROA and ROE butsignificant for ROA only, while those of small banks are positive andsignificant for ROA and ROE. This implies that the ITI of small banks has astronger positive effect on bank returns than that of large banks. We can saythat the effect on ROA for large banks is less than smaller banks because ofdiminishing returns to scale. Moreover the results report that high- and low-ITbanks show significant positive coefficient estimates on ROE, while low bankshave significant positive coefficient estimates on ROA. Generally, the high-ITbanks’ coefficient estimates on ROE are larger. This is because the economicsof scale of high-IT banks with a high level of ITI as a factor input, leadingto a higher effect on profitability increase.Jordanian banks need to take carewith their adoption of information technology because of its impact on the profitabilityof banksKeywords:Information Technology Investment, Financial Performance, Banking Sector